A benefit of your plan is you are automatically enrolled; you won’t need to go through a bunch of steps and screens to start the process. Of course, no action will be taken by us until you say it’s time.

When you are ready to start contributing, here’s all you have to do:

  • Set up your online account. You’ll need your account number, which you can get from your welcome letter or by calling us at 1-877-677-3678
  • Log in
  • Enter your contribution amount. You can get to the Change Contribution page from the drop-down menu
steps and columns icon
There are IRS limits to the standard and catch-up deferrals you can make to your plan.

How much should I save from each check?

It comes down to "as much as you can." What you can afford.

What should you invest in?

Stocks, mutual funds, bonds & more – there are so many options. So much to understand.

How do you want to handle making investment decisions?

man icon

Option 1: Do it myself

Make some of the decisions yourself after you get some help from My Investment Planner. It shows you some options that might fit your investing style and tolerance for risk.

wrench and screwdriver icon

Option 2: Help me do it

Select a Target Date Fund that aligns with the year closest to when you think you will start taking distributions.

briefcase icon

Option 3: Do it for me

For a fee, a Nationwide ProAccount® professional picks investments for you and manages them over time, to help you stay on target with your goals. Learn more about Nationwide ProAccount.

Enrolling & investing videos

deck chair icon

Play video
question mark icon

Play video
woman sitting at a table using a laptop

Participation Agreement

Enroll in your plan

Print the form

laptop and phone icon
Already enrolled in a plan but don’t have an online account yet?

Market risk

Investing involves market risk, including the possible loss of the money you invest.

View fund performance

Investment selection options

Do it for me

Nationwide ProAccount® is a managed account service, available for an additional fee. Your investments are selected for you based on your age and risk tolerance, then monitored and adjusted over time to keep you on track toward your retirement goals. ProAccount includes:

  • Professional management from Wilshire Associates
  • Oversight by Nationwide Investment Advisors, LLC
  • Quarterly statements
  • 24-hour phone support

Investment advice is provided by Nationwide Investment Advisors, LLC (NIA), an SEC-registered investment adviser. NIA has retained Wilshire Associates Incorporated (Wilshire) as the Independent Financial Expert to make the investment decisions for the program. Wilshire is not an affiliate of Nationwide or NIA.

Help me do it

Select an investment option that aligns with your investing personality (conservative, moderate, aggressive) or the year closest to when you hope to retire. Consider asset allocation funds or target date funds.

Asset allocation funds are available for conservative, moderate or aggressive investors.

Target date funds are a type of asset allocation fund that is rebalanced over time to become more conservative as retirement approaches.

Target date funds invest in a wide variety of underlying funds to help reduce investment risk. So, in addition to the expenses of the target date funds, you pay a proportionate share of the expenses of the underlying funds. Target date funds are designed for people who plan to withdraw funds during or near a specific year. Like other funds, target date funds are subject to market risk and loss. Loss of principal can occur at any time, including before, at or after the target date. There is no guarantee that target date funds will provide enough income for retirement.

Do it myself

Build your own portfolio by understanding your risk tolerance and your plan’s investment options & performance.

Go to My Investment Planner